/biz/ - Business & Finance

>>58600098
Its been getting better over the years. COVID completely kneecapped my career, but I pulled through to something that is comfy, work from home, and super low stress. At 65K(which is the highest income i've ever had) I've mostly been saving because of my low costs.
Cheap apartment, cheap water, both my wife and I paid off our cars, neither of us have student debt, so its not that bad all things considered. Last year I was saving around 2.2K a month, this year with the kid and the move, it'll probably have me living paycheck to paycheck with my costs vs. my income. But I'll be there for my first kid and able to not worry with my other assets as floaters(ROTH IRA), emergency fund(my liquidity is mostly in HYSA bringing in $400 a month, so thats chill), and potential vectors for big gains in the bull run next year (ETH and Shitcoin).

I feel like living paycheck to paycheck with a massive nest egg, good amount in retirement, and some crypto gambling is a comfy life if I am not stressed and can be with my family.