/biz/ - Business & Finance

>ethereum 30B market cap
>oh but it will go up

it is already way overvalued

I'm looking to get a loan of 4,400 for a vehicle I put 2,600 cash down but my local bank doesn't loan out to vehicles over 10 years old and ones which need a loan which would total under 5,000 dollars.

The place I put the down payment has given me until Saturday to figure out financing options. They offer their own financing which is a simple $250 per month after taxes for every vehicle they sell. I can surely afford a monthly $250 but I would like to have lower payments (let's say $150-$175) so that I can make larger payments with excess money but also not pay as much if I have less money the next month.

Where would you advise I go, /biz/? Thanks in advance