/biz/ - Business & Finance

>>54332148
>Churning
First determine what bills can be paid with a CC with no penalty. Me personally it's: gym membership, cell phone, pest control svc, car insurance, internet, and Netflix. careful with rent and utility payments as sometimes processors charge 5% which negates any gains. My water utility charges a flat $2.50 for cc payments, so I can use a 2% rewards card if the bill is over $140. I then assign the highest credit limit cards with the crappiest rewards to autopay one bill each. This keeps them active and it's important since higher limit cards help to build up overall credit. Next select your 'team' of cards to be used for daily expenditures. You should have some that address your highest spending habits. I have a family so I spend unholy amounts on gas and groceries. I use navy fed Amex Max Rewards to get 3% on all that. I use citi custom cash for any big non gas or grocery expense I have that month to get 5% back, and I use Wells Fargo active cash for everything else.
Extremely comfy desu senpai

Anyone here think these might actually do anything when fedcoin gets rolled out? I had them all years ago but of course all bleed out.