/biz/ - Business & Finance

>>29445734

Yes anon it changes so much. I got to university almost 4 years ago now, i'm finishing my bachelor's degree very soon and i'm quite happy thinking how things turned out.

I decided to go to uni in the second biggest city in my region, about 2 and a half hours from my home. I moved there with my girlfriend. Passed that year spending a lot of time with her. Time goes on and things change she is not there anymore. Now in second year of uni. I decide to go out more to activities and events with the people in my cohort. Some of them are chill. Meet new people, they present me to new people, and the cycle goes on.

And thats how i met my gymbros. We were not all gymbros, but once you motivate yourself, and most importantly, motivate others, things just start happening. Going to the gym with others is what changed my life. I started going to the gym with the boys 5 times a week. Doing real training, actually sweating my ass off over there. You need to be busting your ass for at least one hour. Over time, you just get jacked.

The hardest part was eating enough and going alone. When you are in bed and you get the text that they are waiting to go to the gym, you make yourself ready. If i can give one advice to anons that want to do it, focus on form as early as possible. Do it. If not you will break yourself after 6-12 months.

OP i was about as thick as the guy on the left of your picture before the gym. Towards the end i was as jacked as the guy on the right but most definitly not as cut. People respect you more. Girls look at you more. Guys seem a bit intimidated. You start receiving compliments. These were the things that did not happen to me, ans that did once I was 1 year deep in my work.

I think every single man should aspire to be able to step in front of a miror and see himself in top tier condition for at least a time in his life. My experience, do it while you are young anons. And watch out for injuries, treat them seriously.

I've started uni 3 years ago, only one to go. When i was first year, I kept my cucking job at a local outdoors retail store. Yes outdoor retail is better than a walmart for example, but it still gets old real fast. Rumaging through biz and other distinguished financial discussion boards, I realized you just have to use debt.

Interests rates are low anons, money is cheap. In Canada you can get a student credit margin at many private banks. I got one at 4.2% interest rate pre-rona, now its at 2.9%. This is for students that dont meet the financial pre requisites for gov student loans (i.e. you are not poor enough). If you are poor enough, its even better, get those loans which are basicaly interest free.

Now you put that borrowed money in the market. This is the time of judgement. Are you a complete degenerate and buy options with the loans? futures trading? biz flavor of the month shitcoins? You will loose all the debt and stay poor fuck of faggot. Or you can simply buy low fee ETF's, bluechip stocks, smaller stocks if you are truly confident and obviously bitcoin (only if you are ready to hold that btc and its debt for at least 2-3 years*). Hedge your bets, dont put all your eggs in one basket. Its almost certain that you can beat 3% interest per year. All you have to do is INVEST the money DONT splurge the debt, DONT gamble the debt on high risk shit.

Personally i have taken 48k CAD in debt 3 years ago. 15k of that 48 was not spent on stocks as i only began putting the debt in the market significantly less that a year ago. I am now at 55k in my brokerage account and thats after a lot of cashouts to pay for every day life. Do it anons, its really not that hard when interest rates are this low. This is the trick that they do not want people to use.

Cheers anons, to success.

I feel you anon, leverage is the plague. Ideally 2-4x leverage can be usefull but the human gambling mind will always go for higher leverage. I doubled my stack with leverage trading this summer and now i tried again. I was getting liquidation after liquidation after liquidation, lost one third of my stack. You have to put limits, I was down from 0.85 btc to 0.6 btc now and was questioning myself if i try again but FUCK IT. Leverage is a fucking scam. Be stronger anon, dont be degenerate, buy and hold.

Btc didnt do this to you, leverage did.