/biz/ - Business & Finance

>>29196224
take this with a grain of salt because i'm just some guy and so I could be wrong
it looks to me like crypto's ability to make computation more efficient is limited and nobody has come up with a real reason to use blockchains yet with the HUGE HUGE exception of the financial sector. So to me, projects that have an incisive and smart way to undercut financial institutions are the most interesting ones.
crypto can deprecate--make obsolete--multibillion dollar companies through protocols alone. Take a look at AAVE's deposit APY, and compare it with legacy savings accounts.
https://aave.com/ and remember this is the safest most boring DeFi protocol out there.
These same banks __lend__ money at similar interest rates as AAVE , but they borrow it (from you) for fractions of a penny. What for? It's so that they can pay people to run the bank. A hundred billion dollar middleman can be pushed out of the picture by algorithms.
if you were looking for specific answers then I'm saying DeFi (niches like onchain derivatives are still pretty underexplored), and crosschain tech (we could see plural well-used chains instead of one dominant one). One thing that will pay well is to look for the equivalents of successful projects on other chains that could challenge ETH dominance (e.g. find what DOT's AAVE equivalent is and buy some of that)