/biz/ - Business & Finance

My mother has around $100,000 that she wants to grow left from a deceased family member, and she was just planning on having the bank grow it for her. We went to meet with her adviser. Apparently her adviser's plan is to put it in a conservative growth plan right now. She has enough money to live for the rest of her life, so this is for me more than her.

Should I instead wait for the market to decline, and drop it in a vanguard index fund?

I don't think the adviser really cares how the market's state is, and whether or not it is a good time to invest.

Is this stuff for US citizens only? Can I buy their funds if I'm based in EU?

>vanguard recently raised fees on their products
>shills shilling for them even harder now

This is why /biz/ needs to be deleted.

http://www.investopedia.com/articles/financial-advisors/040616/vanguard-raises-fees-52-funds.asp

Why not just buy this? It's the best passive index they do, why bother with the boring old indexes of large companies.

Global Small-Cap Index Fund
BENCHMARK: MSCI World Small Cap Index
-0.73%, 10.59%, 30.27%, 8.26%, 6.67%
Original plan:

FTSE 250
USA all shares
Asia exc Japan
MSCI Developing World