/biz/ - Business & Finance

>>55466548
Not a retard. Have autopay set up for full balance at the close of every month and never spend enough for that to ever be an issue. I have 1 main card I use for everything and then a secondary revolving card I milk initial reward points from.

I open up new cards like every other month, get signup rewards for around $250-$500 or whatever, and then literally shred the card so I never use it again afterwords.

If you aren't.a retard you're actually throwing money away if you don't take advantage of shit like this. Get cash back on everything - I don't have a consumer mindset so never buy anything more than essentials anyway unless I'm on vacation or something...