/biz/ - Business & Finance

>tfw only 163 OMG

I wanted 250 before the rocket

Hell even 175 would work for me

>>2637613
i am engaged to my gf

she's perfect and sweet and loyal to me

but has small tits

>tfw

>>415333
That's true man people sweat expense ratios at the cost of a lack of diversity. $3000 at Vanguard is super reasonable as a buy in minimum.

And really 0.10 expense versus 0.24 is the difference of $10/10000 versus $24/10000 which is whatever.

I did post on Bogleheads and they basically told me just ignore the specialized funds, the small/mid cap ones, international/emerging in my 401(k) as those expense ratios range anywhere between 0.5-3.0 in expense ratios...and just to dump my money in like a 80-20 stock: bond into the only low cost index funds I have....

that corresponds to
80% S&P 500 (index expense: 0.08)
and 20% Barclays Aggregate Bond Index (expense: 0.13)....

and I'm planning on near maxing it every year going forward.

I have some room to play around with in my Vanguard Roth IRA...but not that much seeing as you can only invest $5500 a year. If I were to leave the current company I'm at, I could always roll it in there....

(But hopefully get a CFA whilst they pay for it, get vested and be promoted within before I do that)

I wish this board was around when I was in high school would've taken your motivation ihaz and done law or something prestigious instead of fucking around with an Econ degree

>>182609
Wise.
Debt be a dick, I'm asking for business advice, not useless information from an ignorant 40yr old.