>>17422184
no youre right. smart capital isnt in real estate anymore because its topped out and the gains arent there compared to the stock market doing 12%. only reason to buy real estate for an investor is good price appreciation and cap rate if theyre rentals. otherwise its a shit investment because youre paying a massive down payment + taxes, + maintenance fee's, etc., which all add up. If youre not in a location which has price appreciation you are better off renting and putting that down payment into an index fund and contributing monthly to it. so given how over priced real estate is now and the uncertainty in the economy, real estate will unironically suffer.