/biz/ - Business & Finance

Okay guys, I need help. After being a wage slave all my life living paycheck to paycheck I have finally landed a 67k stem job doing something I love.
Good benefits.
>~3900 a month after taxes
>401k is 100% match up to 3% and 50% match up to 5% (the remaining 2% after 3%) (hopefully I remember that correctly.)
>total debt: 14,000 left on car (231 a month, driving this car into the ground 6 to 7 years), 1600 cc debt, 8000 debt to parents (300 a month, no interest)
>starting to look at condos because renting is fucked.

After all expenses probably can save ~1500 to 2000 a month. I've just started so i've been blowing through the paychecks but now I need to slow down and build something. No more eating out, only occasion. No more bars. I want to know what I should be doing. Should I be trying to play with this money and make more? Should I buckle down and just save long term? (I'm 26 already.) Or both. I'm weary about getting into crypto because I've been watching biz and btc,eth, and altcoins past months and it just seems very unstable and unpredictable. Btc does seem like a safe long term investment but I though that about eth too and eth seems to not be able to recover

should I just put some play money aside and try to moon altcoins or slowly put money into btc? or buy btc when it dips in next week

>pic is pretty much how I see most people on biz except for those smart few.

>>2451218
I goofed, but hey, at least I have 100,000 FootCoin.

>tfw watching btc and eth drop last week
>tfw getting account and credit card ready
>tfw waiting for eth to hit 130
>tfw almost there
>tfw go out that night and get robbed
>tfw no phone no wallet
>tfw come back days later and see ETH to ~230
>tfw no money now except credit card, and have to wait for another dip

Fucking god damnit

>bought in at 650
>didn't sell

>>1944507
No sane person here is still on drys, only the shitposters who buy stock ironically.