/biz/ - Business & Finance

What the fuck is the point of subscriptions, is it just like credit cards in America where they just hope idiots give them money forever because they are all jail house lock'ed and can only remember three things. I hate it, I don't ever want to have a bunch of things that take small amounts of money from my wallet. I'd much rather pay a bigger sum once, just so it doesn't trigger constant notifications from my bank.
But then again maybe there are some financial benefits, subscriptions a solution to paying a bigger sum and then paying off a 0 interest loan, so you have more of your money to use. I am really conflicted.