/biz/ - Business & Finance

>>17818483
some of the guys in /smg/ are pretty bright and not just degenerate options gamblers. I haven't seen much substance outside of that general though.

>>11212863
>>>50% stock
you can stand to have more if you are high tolerance for risk, stocks are considered more risky than bonds and cash (if you were 80 years old you wouldnt want anything close to 50% stocks)

>15% High dividend ETFs: NOBL, SPYD, VYM
LMT, BA, HON are good dividend stocks that will rise in the forseable future, couple of them are probably considered "high dividend" stocks too
>5% High dividend stock/REITs: GECC?, T?, MSFT?, HCP?, IRM?
WM is a king of dividend stocks, and waste management is a recession proof industry (just dont expect huge overnight gains)
F (or another car company) and SMG are good for dividends too, GE as well if they ever reach a price bottom
>10% Agressive leveraged index ETF: UPRO, TQQQ
terrible idea if you arnt checking on their price daily, they lose value over time, so none are a good long term hold
>10% non-leveraged ETF: SPY, VOO, DIA, VTI, QQQ
you forgot IWD, but yea SPY and DIA, or their vanguard equivilants are good bets
>10% Stocks/cash for daytrading or long-term hold: IBM, BRK.B, BLCN?
some cash ready to buy stocks is always good to have, unless youre daytrading all of your stocks should be considered long-term holds, really shouldnt be considered a separate category
>>20% bonds
seems high if you have high risk tolerance
>>20% real estate (apartment complexes)
seems like a good amount, mabye take half your bonds and half your metals/whatever, so real estate is 33% like the old jewish Talmud suggests
>>10% precious metals/whatever
theres a good +85% chance that this will only lose money, maybe break even by the time you retire
metals are a terrible investment

>>8734058
> real estate
Real estate never makes sick gains.
It is just a store of value asset, it is ancient jewish knowledge.
You can earn 4-5% a year if you are lucky, it is heavily taxed, it has high maintenance costs.

>>8629992
>pic related

also you sound like youre retarded