/biz/ - Business & Finance

>>30075520
>hiding file extensions

>>12422362
>the market hasn't baked the halving into the price

Little bit of background...

I'm 24 y/o, making ~140k CDN, living at home with no debt. I'm looking to maximize my money and move out at the same time but I've reached a conundrum.

Option #1
Purchase a home in the 400-450k range... 450k gets you a two story, ~2300 sqft home w/ finished basement, usually 3-4 rooms. Mortgage works out to just north of 2k/m. Acquire 2-3 roommates, rooms go for about 700-800/m here. Assuming rooms booked 11/12 months of the year, that's 16.5k/yr (using 750). Obviously there is a lot of hassle to deal with and I understand that but the plan would be to have roommates to some degree for 5 years.

OR

Buy a decent apartment for ~300k and pick up a mortgage in the 1200/m range and invest the remaining money I make into my company which GUARANTEES a 10% year over year return (last 3 years have been 16%).

I'm really not sure exactly how the math works out with having roommates contribute to the mortgage (or perhaps having that money go straight into the company?) but I need some direction. I'm neither here nor there for living conditions and I don't mind the hassle.

>>804520

Ok, I think I'm starting to understand the difference now. Thanks for the post, lots to chew on.

Easy to understand individually, but hard to visualize how all the pieces fit altogether.

>>772957
>each line it starts to underline because 2 columns over there is a underline in my chart

>>243963
>I don't want to spend more than 50 USD$ on each stock.