/biz/ - Business & Finance

>>57921852

>>56367120
Kaspa will keep climbing lol, surely you've got a better insult than Ranjesh?
Or some actual criticism of it?

>>56367126
There's money to be made from them now? Who the fuck cares about next bull run. There's been plenty of 5-100x all year.

Kaspa ATH no idea, its one of the few coins without any AI attached to it. A 5x no worries from here

Last smartcon link was over $8...

If I had 300k I would just farm stables and move to SEA. Shane on you OP.

It's going to be a good day

>>49611191
Guy who house hunted for the past 2.5 years and ultimately bought a new construction home because bidding wars made new construction the more economically attractive avenue here. Anyone who tells you to just save more via canceling streaming subscriptions or stop doing take out is being highly disingenuous.

You need to have roughly 80k in savings. With 45k available for down-payment+closing (if no housing grant or assistance). 10k for possible housing repairs if you're buying used. Roughly 5k for bank appraisal, third-party Inspection and realtor fees (if the seller isn't footing the bill). And at least 20k in savings left (depending on the area you buy in) for headway to assure the bank giving you the loan isn't zeroing out your account.

You also need to have good credit scores throughout the process because they will do multiple credit checks during your search for a home. Even a new construction requires at least four credit checks, two by your home loan lender, one by the builder and one by home owners insurance you select. The home loan lender will also review both your job, length you had it and your total assets.

If you aren't already several years in your career or getting money from family for the home (especially in the west/east coasts) it isn't going to be easy.

It took three years for me to save enough money to seriously consider buying a house and still have money left for furnishing and savings leftover. And that's with a 90k salary, which the average person doesn't have.

Boomers are fucking lying to you.