/biz/ - Business & Finance

I've finally battled my way to the "complete account" part of making a Fidelity account, but now I find myself hesitating since I have like 6 legal documents to read and this is the kind of thing I wouldn't want to skim on.
But I also feel like time is of the essence right now.
So if someone could tell me these quick bits to save time, (I'll be reading the documents in a bit obviously, I just feel like I shouldn't waste time)
>If I make an account, do I have to worry about getting fucked by fees right away?
>If I have an account, is there fees for closing it later if it looks like the whole thing is going to go tits up?
>How long can I expect it to take until I can actually use my funds I transfer over?
>Is there any fine print I should be aware of before rushing ahead?