/biz/ - Business & Finance

>>18284015
Exactly.
My point is that people will answer me with:
>"Nono, stocks are based on luck and nothing else!"
or
>"My bank offered me this fund with a return of 1% each year." (And a TER of 2%)

Most people would be better off just putting it all in SPY and wait. Instead they bunker it under their pillow or some account/fund with 0 return.