/biz/ - Business & Finance

Is it time to Ripple?

I know this dramatically differs from the usual crypto shilling, but what is there to stop someone from taking out like a home/business loan and putting it into high yield "junk" bonds to profit off the differences in interest rates?
>pretend to buy house/start business
>Go to bank take out 800k loan at current 4.3% interest right before interest rates rise
>Business "falls apart"
>fed raises interest rates
>buy high yield "junk" bonds at 8-9%
>buy municipal bonds so it is completely tax free?
>collect off 4.7% difference on interest rate on 800k ($37.5K)
>live/move to mid-west (somewhere with low cost of living)
>collect welfare/benefits for not having a job
>Literally do nothing and have the equivalent of an average US job with benefits
>trade crypto under the table for extra $$
>Profit?

Is this legitimately doable? Please explain

Alight /biz/, give it to me straight. How do I make money without working? I just want enough for food, rent and internet. There's gotta be an easy way to scrape by without doing anything. Just fucking tell me it already

And if not nothing, I want to do the bare minimum, the least amount of effort I have to put in to not be homeless

>tfw over 170 replies

WEW

Man I should really get paid to do this. Its crazy just how I have so many 100+ reply thread larps on /biz/, /pol/, /a/, /fit/, /tv/, /r9k/ and /g/.... Larping different personas in order to maintain authenticity is extremely mentally challenging.

Anyway I think I should set up a patreon so that I can atleast earn money on the side since I'm a worthless NEET loser anyway. Thoughts /biz/?