/biz/ - Business & Finance

Most 1st World people are full of shit about their financial "struggles." They won't admit to it (whether or not they realize it), but their struggles are mostly self-inflicted.
>Expenditures exceeding income by idiots not monitoring their spending.
>Failure to recognize that multiple small expenses can add up to a large amount.
>Living beyond their means.
>Confusing/conflating wants and needs.
>Addiction (spending, gambling, substances)
Tell me about the people in your life who bitch and moan non-stop about being broke/poor, but they do it to themselves.