/biz/ - Business & Finance

All you gotta do to become a millionaire is double $1000 dollars 10 times in a row.

I make a measily $14 an hour, but it's a 100% WFH job that I can start and stop working anytime I want, and the job is so easy that I can shitpost on 4chan during work hours.

I am 19 and just got my first secured credit card with a limit of $200.
I was going to repair my phone on the card tomorrow but I found out about this 30% rule and the repairs will cost at least 60% of the limit. I read that spending over 30% will actually hurt my fucking score??? How does that make sense??? If I use the money and then pay it off within the month, on time, why should how much I spent matter at all?
What kind of asinine shit is that?
>oy, you must have good credit to get any kind of quality housing, goy!
>you have to loan small amounts of money to purchase products and then pay them back with interest within the month to build your credit!!

>WAIT. OY VEY! NO, DONT ACTUALLY SPEND THE MONEY, GOY, SHUT IT DOWN! YOUR SOCIAL CREDIT HAS BEEN REDUCED!